Navy Pay By Rank: Calculate Your Earnings

The United States Navy offers a competitive compensation package to its members, with pay varying by rank and time in service. Understanding the Navy pay scale is essential for both new recruits and seasoned veterans, as it directly impacts their financial planning and overall quality of life. In this article, we will delve into the intricacies of Navy pay by rank, providing a comprehensive breakdown of the compensation structure and offering guidance on how to calculate your earnings.
Navy Pay Scale Overview

The Navy pay scale is divided into three main categories: enlisted, warrant officer, and commissioned officer. Each category has its own unique pay structure, with rates increasing as members advance in rank and accumulate more time in service. The pay scale is adjusted annually to reflect changes in the cost of living and other economic factors. As of 2022, the basic pay rates for Navy personnel range from 1,733.40 per month for a junior enlisted member (E-1) with less than two years of service to 19,762.50 per month for a senior officer (O-10) with more than 40 years of service.
Key Points
- The Navy pay scale is divided into three main categories: enlisted, warrant officer, and commissioned officer.
- Pay rates increase as members advance in rank and accumulate more time in service.
- The pay scale is adjusted annually to reflect changes in the cost of living and other economic factors.
- Basic pay rates range from $1,733.40 per month for a junior enlisted member (E-1) to $19,762.50 per month for a senior officer (O-10).
- Allowances, such as Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS), can significantly impact total compensation.
Enlisted Pay Scale
The enlisted pay scale is the largest category, comprising the majority of Navy personnel. Enlisted members are divided into nine pay grades, from E-1 (Seaman Recruit) to E-9 (Master Chief Petty Officer). Pay rates for enlisted members are as follows:
Pay Grade | Rank | Basic Pay (Monthly) |
---|---|---|
E-1 | Seaman Recruit | $1,733.40 |
E-2 | Seaman Apprentice | $1,942.50 |
E-3 | Seaman | $2,105.70 |
E-4 | Petty Officer Third Class | $2,330.40 |
E-5 | Petty Officer Second Class | $2,606.50 |
E-6 | Petty Officer First Class | $2,944.90 |
E-7 | Chief Petty Officer | $3,313.60 |
E-8 | Senior Chief Petty Officer | $3,756.60 |
E-9 | Master Chief Petty Officer | $4,272.90 |

Warrant Officer Pay Scale
Warrant officers are technical specialists who have advanced knowledge and expertise in a particular field. The warrant officer pay scale is divided into five pay grades, from W-1 (Warrant Officer 1) to W-5 (Chief Warrant Officer 5). Pay rates for warrant officers are as follows:
Pay Grade | Rank | Basic Pay (Monthly) |
---|---|---|
W-1 | Warrant Officer 1 | $3,038.70 |
W-2 | Chief Warrant Officer 2 | $3,463.40 |
W-3 | Chief Warrant Officer 3 | $3,911.10 |
W-4 | Chief Warrant Officer 4 | $4,393.10 |
W-5 | Chief Warrant Officer 5 | $4,985.40 |
Commissioned Officer Pay Scale
Commissioned officers are leaders who have completed a four-year degree and a commissioning program. The commissioned officer pay scale is divided into ten pay grades, from O-1 (Ensign) to O-10 (Admiral). Pay rates for commissioned officers are as follows:
Pay Grade | Rank | Basic Pay (Monthly) |
---|---|---|
O-1 | Ensign | $3,287.10 |
O-2 | Lieutenant Junior Grade | $3,787.40 |
O-3 | Lieutenant | $4,324.80 |
O-4 | Lieutenant Commander | $5,055.30 |
O-5 | Commander | $6,064.80 |
O-6 | Captain | $7,332.40 |
O-7 | Rear Admiral (Lower Half) | $9,140.10 |
O-8 | Rear Admiral (Upper Half) | $11,332.60 |
O-9 | Vice Admiral | $14,265.60 |
O-10 | Admiral | $19,762.50 |
Allowances and Benefits

In addition to basic pay, Navy personnel are eligible for various allowances and benefits that can significantly impact their total compensation. These include:
- Basic Allowance for Housing (BAH): a monthly stipend to help cover housing costs, ranging from $744.00 to $2,454.00 per month, depending on location and rank.
- Basic Allowance for Subsistence (BAS): a monthly stipend to help cover food costs, ranging from $369.39 to $406.98 per month, depending on rank and location.
- Special Duty Assignment Pay: a monthly stipend for personnel assigned to special duty positions, ranging from $150.00 to $500.00 per month.
- Flight Pay: a monthly stipend for aviation personnel, ranging from $150.00 to $1,000.00 per month.
- Submarine Duty Pay: a monthly stipend for personnel assigned to submarine duty, ranging from $150.00 to $500.00 per month.
Calculating Your Earnings
To calculate your earnings as a Navy personnel, you will need to consider your basic pay, allowances, and benefits. You can use the following steps:
- Determine your basic pay rate based on your rank and time in service.
- Calculate your allowances, such as BAH and BAS, based on your location and rank.
- Add any special pay or incentives you may be eligible for, such as special duty assignment pay or flight pay.
- Subtract any deductions, such as taxes or insurance premiums, from your total earnings.